Commercial Lines
RISCO has authority to quote/bind in house and can access multiple brokerage markets. The team can place all lines of business except for auto liability. Sample classes include, but are not limited to- Condos, LROs, Vacant Properties, Contractors, Hospitality, Healthcare, Financial Services Firms, Nonprofits, Apartments, Manufacturers, Fuel/Oil Dealers. Sample coverages include, but are not limited to- Property, General Liability, Pollution (all varieties), Umbrella/Excess, Products Liability, Builders Risk.
Casualty
RISCO specializes in helping retail brokers create unique solutions for non-standard risks and difficult to place risks.Using quality carriers, a full range of products and delivering exceptional service we can help you place your commercial casualty clients.
Examples included:
- Manufacturers & Distributors
- Consumer Products
- Industrial Products
- Tools & Machinery
- Plastics
- Medical
- General Liability
- Contractors
- Commercial
- Residentcial
- General Contractors
- Trade Contractors
- OCP
- SIR Programs
- Roofers
- Wrap-Ups
- Healthcare ( GL & PL)
- Visiting Nurse
- Assisted Living
- Adult Daycare
- Long Term Care Facilities
- Miscellaneous Healthcare Facilities
- Mono-line Products Liability
- Discontinued Products
- Excess Products Liability
- OL&T Exposures and Habitational
- Office Buildings
- Apartments
- Townhouses
- Stores and Shopping Centers
- Condominiums
- Student Housing
- Vacant Buildings & Vacant Land
- Umbrella Liability
- Excess Liability
- Aviation
Environmental
RISCO helps retail brokers create solutions to place their environmental risk clients. Our team has access to multiple markets that focus on the environmental field, allowing us to address the individual needs of each account.
- Environmental Exposures
- Contractors General Liability
- Contractors Pollution Liability
- Underground Storage Tanks
- Pollution Above Ground
- Hazardous Waste Storage & Disposal
- Environmental Impairment Liability
- Contractors Professional
- Site Pollution
- Clean Up Cost Containment Coverage
Marine
RISCO has marine expertise for commercial and recreational marine business. We assist brokers with all their marine needs. Available Products & Services including but not limited to:
Commercial Marine:
- Marine Contractors
- Ship Repairers
- Boat Builders
- Boat Dealers
- Terminal Operators
- Vessel Operation (passenger vessels, tour boats, ferry services…)
- Marine and Allied Industries (including Manufacturers & Wholesalers)
- Cargo
Recreational Marine:
- Marinas
- Boatyards
- Yacht Clubs
- Boat Dealers
- Yacht Builders & Marine Artisans
Coverage:
- Hull & Machinery
- Protection & Indemnity
- Jones Act (crew coverage)
- Builders Risk
- Builders Risk P&I
- Property
- Contractors Equipment
- Commercial Liability
- Product Liability
- Marina Operators Legal Liability
- Ship Repairers Legal Liability
- Vessel Pollution
- Wharfingers, Piers, Wharfs & Docks
- Bumpershoot
Property
Whether it’s high valued properties, coastal windstorm exposed property, hard to place or non-catastrophe business, RISCO specializes in helping retail brokers create unique solutions for their property risks.
Leveraging our broad array of markets, underwriting expertise and binding authority companies, we can help you write and retain your commercial property clients.
Examples included:
- Real Estate
- Retail Stores
- Shopping Centers
- Office Buildings
- Vacant Buildings
- Habitational
- Apartments
- Condominiums
- Student Housing
- Manufacturing/Distribution
- High Hazard Occupancies (woodworking, paper, plastic, chemicals exposures)
- Non-Standard Accounts
- Non-Sprinkled Facilities
- Excess Flood
- Earthquake
- Wind Deductible Buy Backs
- Boiler & Machinery
- Primary and Secondary (Excess) Property Placements
- Public Entities (Schools & Municipalities)
- Inland Marine
- Builders Risks
- Motor Truck Cargo
- Warehouseman’s Legal
- Property in Transit
- Contractors Equipment
- Electronic Data Processing
- Ocean Cargo
- Fine Arts
- Installation Floaters
- Computer Equipment
Standard Markets
RISCO has access to many standard insurance carriers and can assist brokers with access to these markets with no volume requirements. Allow us to market your commercial business to highly rated carriers.
Workers Compensation
RISCO Insurance Brokerage can place your workers compensation business regardless of what State your risk might be located. We specialize in most classes of business for large and small accounts, we can help you get your clients workers comp placed.
- Minimum Premiums starting at $500.Contractors classes start at $1,000.
- Experience Modifications underwritten
- Multi-State
- Competitive Pricing
- A.M. Best Rated A (Excellent)
- Direct Bill Options